Get Started On Your New Home Journey

The Leader in Mortgage Lending

Testimonials

What Our Clients Say

We love our clients and it shows – We are proud to have over 150 ⭐⭐⭐⭐⭐ Google reviews!

  • Foundation mortgage got us everything we needed. They got us under budget and got us in the house we wanted quickly! They got us 8k under our previous loan officer... read more

    Kolton Neese Avatar Kolton Neese
    March 11, 2024

    Foundation mortgage was a perfect company, very thorough Josh Travis is who We recommend. Very efficient all questions answered.

    Rachel Morley Avatar Rachel Morley
    March 6, 2024

    Hannah Blevins and the team worked on the mortgage and closing like a well oiled machine, exceeding my expectations. They found me a mortgage solution that was outstanding & perfect... read more

    Shailesh “Les” Tatu, PE Avatar Shailesh “Les” Tatu, PE
    March 6, 2024
  • We have had the pleasure of working with Hannah throughout our entire home buying process. Deciding on which loan to pursue is a big decision. Hannah has always been upfront... read more

    Sarah Belcher Avatar Sarah Belcher
    February 9, 2024

    Great work , and easy to work with them

    katherin zekendorf Avatar katherin zekendorf
    January 22, 2024

    10/10 recommend using Lorie Wilson for all of your lending needs! ❤️

    Audrey Baker Avatar Audrey Baker
    January 11, 2024
  • Lorie Wilson is the absolute best!! HIGHLY recommend!! The home buying process can be so stressful, but she helped every step of the way. She is very knowledgeable about everything,... read more

    Brooke Carter Avatar Brooke Carter
    January 11, 2024

    Hannah Blevins was such a huge help in our home buying process, we would have been so lost without her financial guidance. She helped us figure out the price range... read more

    Cleopatra Collier Avatar Cleopatra Collier
    December 25, 2023

    We worked with Bryan on our mortgage. We met him by attending one of his first time homebuyer classes earlier this year. And when it was time for us to... read more

    Jennifer Lawson Avatar Jennifer Lawson
    December 25, 2023
  • Foundation mortgage got us everything we needed. They got us under budget and got us in the house we wanted quickly! They got us 8k under our previous loan officer... read more

    Kolton Neese Avatar Kolton Neese
    March 11, 2024
  • Foundation mortgage was a perfect company, very thorough Josh Travis is who We recommend. Very efficient all questions answered.

    Rachel Morley Avatar Rachel Morley
    March 6, 2024
  • Hannah Blevins and the team worked on the mortgage and closing like a well oiled machine, exceeding my expectations. They found me a mortgage solution that was outstanding & perfect... read more

    Shailesh “Les” Tatu, PE Avatar Shailesh “Les” Tatu, PE
    March 6, 2024
  • I work with Hanna, and we almost called the whole purchase off just based on Hanna. If we questioned her on anything in regard to the loan, Hanna would... read more

    Keith Smith Avatar Keith Smith
    March 5, 2024
  • We have had the pleasure of working with Hannah throughout our entire home buying process. Deciding on which loan to pursue is a big decision. Hannah has always been upfront... read more

    Sarah Belcher Avatar Sarah Belcher
    February 9, 2024

About Us

About Foundation Mortgage

Meet the Team at Foundation Mortgage

Tools

Calculator Tool

Use our free calculator tools to see your ideal monthly payment or to see what loan options are available to you.

Ready to Get Started on Your Home Journey?

Get in touch with our team today to see how we can help get you in your dream home.

our process

The Loan Process

Overview of the process for buying or refinancing with Foundation Mortgage

The Loan Application

The first step in securing a home loan is to fill out a loan application. Depending on what works best for you, you can either complete the application online or meet face-to-face with one of our loan officers. Once the application is completed, the loan officer will discuss your overall financial goals and then provide you with loan program options. Your loan program options are determined by many variables including;

Gather Documentation

The loan officer’s goal is to clearly document your financial qualifications for the loan which you have applied. In order to achieve this, the loan officer will ask you to provide some documentation that supports your income and assets such as:

Processing

Once the documentation has been gathered, we will then verify your employment history and assets. We will also obtain your credit report, order the preliminary title report from the title company, and order your property appraisal. Once this information is returned to us, we will submit the file to the underwriter for approval.

Underwriting

The Underwriter is responsible for ensuring that your loan file meets the qualifying guidelines. During their review, it is not uncommon for the underwriter to ask for additional documentation and/or clarification on different areas of the file. These are called “conditions”.

Loan Approval

Your loan may be approved as submitted, approved with conditions, or a counteroffer may be made for your consideration. If there are conditions to the loan approval, your loan officer will work with you to satisfy these conditions. Examples of conditions may include explanation letters, copies of financial documents, divorce papers, or any number of items that will clarify your qualifications for the loan.

Signing Loan Documents

After the loan conditions are met (if any), the necessary loan documents are prepared for closing. The lender will prepare the necessary documents to be signed by you. Your escrow officer or attorney will arrange for an appointment with you when the loan papers are ready to be signed.

Closing

We work alongside the closing attorney to assemble the final paperwork and confirm the total funds needed for the closing day. Everything we do leading up to this point ensures that the closing table is a smooth and exciting experience. Now, enjoy the moment as you receive the keys to your new home.

LICENSING

Licensed in 8 States

image/svg+xml

Contact Form

Get Started with Foundation Mortgage