Welcome to our Foundation Mortgage Blog. Designed to give you tips, inspiration, and guidance throughout your home selling and buying experience.



Use a Fix and Flip Loan to Help Invest in a Property

You have probably heard the term “flipping a home”, which basically is a process that involves purchasing a property that is in need of some repair, renovating or “fixing up” the home, and then selling it again for a profit. This type of investment can be a great way to earn a supplemental income, but…


Calculating Debt-To-Income Ratio

If you are interested in applying for a home loan to help you finance the purchase of your property, some major factors that a mortgage lender will look at to determine your eligibility are your credit and your debt-to-income ratio, or DTI. Your DTI helps to show your likelihood of paying back the money that…


Using A Construction Loan To Build A Home

Do you currently build homes or are you someone interested in having your own home built by someone else? If so, a construction loan is a short term loan that may be used to assist in the building of a real estate project. If you are located near Knoxville, Maryville, Lenoir City, Oak Ridge, or…


Purchasing a Property Quickly Using A Hard Money Loan

If you are ready to buy a home, but don’t want to wait the extended time it usually takes to get a traditional home loan, or if you are having difficulty securing a mortgage with a regular lender, a hard money loan can be a great option in certain situations. Hard money loans offer a…


Becoming a Homeowner

If you are in the process of establishing yourself and investing in your future, you may have begun to think about becoming a homeowner. Even though the real estate market is constantly changing, people are dreaming of owning their own home now more than ever. If you are interested in taking the next step to…


What Types of Mortgage Options Are Available For Mobile Homes?

As the real estate market continues to fluctuate with housing costs changing and interest rates increasing, it is becoming more and more challenging for some to afford home ownership. Many people who are struggling with affording their own home are considering other options, including purchasing mobile homes. If you are interested in alternative housing options…


How Does Mortgage Interest Work?

Buying your own home is more than likely one of the most substantial purchases you will make over the course of your lifetime. Perhaps one of the biggest struggles for a potential homeowner is obtaining the right kind of mortgage, and one of the major factors affecting an affordable mortgage is the interest rate. If…


Home Ownership: An Investment For Your Future

There are so many people who are currently interested in purchasing a home, but are concerned about the unstable state of the economy, which leaves them wondering, should they purchase a home now, or wait? You have probably heard by now that owning a home helps you increase your net worth, in addition to investing…


Can Mortgage Interest be Deducted?

It’s the new year, and with that comes time to file taxes for 2022. While homeowners can benefit from deducting various expenses, many wonder: what can I deduct? While that answer depends on your individual finances and family situation, certainly you will want to weigh your options. Some people only take a standard deduction. However,…


How Much Mortgage Can I Afford?

These days, many people are wondering whether or not they can afford to own a home. Homeownership may be more in reach than you thought. One of the most important factors to review before you start looking to buy a home is how much financing you can get. By looking at your income, programs you…


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Knoxville, TN 37922

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