Welcome to our Foundation Mortgage Blog. Designed to give you tips, inspiration, and guidance throughout your home selling and buying experience.



Purchasing a Home with a Non-Qualifying Mortgage

Do you want to become a homeowner, but are worried that you may be unable to qualify for a mortgage because you have a nontraditional income or have a credit rating that is less than ideal. If either of these circumstances apply to your situation, you may be interested in applying for a non-QM loan,…


Is a 20% Down Payment Needed When Buying a Home?

Many people assume that in order to buy a home, it is necessary to make a 20 percent down payment, which can sometimes make it very difficult for some home buyers to save for. Even though making a 20 percent down payment can save you a significant amount of money over time, you can still…


Buying a Home Virtually? Here’s How To Navigate the Process Successfully

Are you interested in buying a home and considering buying it virtually before you have seen it? As the use of video technology continues to become more and more popular, many people are opting to tour a home virtually and make an offer off sight without ever seeing the home first. If you are interested…


Is Homeowners Insurance Necessary?

When buying a home, there are several costs associated with the purchase, and it can sometimes be confusing trying to understand all of the necessary requirements, and this also applies to homeowners insurance. Many potential homebuyers wonder if it is optional or if it is something that is required when you purchase a property. Your…


The Importance Of Understanding Your Home’s Equity

Becoming a homeowner is one of the best ways to help you boost your financial situation; as your home equity increases, your debt can develop into a valuable asset. If you are a homeowner in Knoxville, Maryville, Lenoir City, Oak Ridge, or Gatlinburg, Tennessee, and have questions about how you can utilize and increase your…


How Owning Your Own Home Can Help Protect You From Inflation

By now you have more than likely felt the financial impact of inflation in your everyday life, with the current cost of groceries, gas, etc. consistently increasing. As necessities become more and more expensive, many people are reevaluating their current spending. If you have been contemplating buying a home lately, you may be wondering if…

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Purchasing a Home Soon? Paying Your Rent On Time Might Land You a Lower Mortgage Rate

If you are a renter interested in becoming a homeowner, your rental history could now have an impact on the mortgage rate that you are able to obtain. The Federal Housing Agency is now considering consistent timely rental payments as part of a borrower’s credit history. If you are a current renter looking to buy…


Yes, You Can Still Buy a Home If You Have Student Loans

Are you interested in purchasing your own home, but apprehensive to apply for a mortgage because you owe money for student loans? Although student loan debt does greatly impact your monthly finances, there is still an opportunity to be a homeowner. If you have student loans and are interested in buying a home in Knoxville,…


Preparing Yourself Financially Before Applying For a Home Loan

It is important to be prepared for the many milestones that occur throughout your lifetime. Whether it is taking the training wheels off your first bike, proposing to the love of your life, planning for your wedding day, or applying for your first mortgage, you will want to ensure that you are financially equipped to…


8 Things First-Time Homebuyers Should Know About Homeowners Insurance

Are you interested in buying a home and wondering if it is necessary to have a homeowners insurance policy? Your home will likely be one of your most valuable assets, and homeowners insurance will help cover you financially from expensive damages and repairs, so it is definitely in your best interest to obtain this added…


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Knoxville, TN 37922

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